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Retire with clarity—not worry.
Make your month predictable, trim unnecessary expenses, and align dollars with your life
$250 credits to any program within 14 days.
How do we begin?
This is your safe place
This is a space for sensitive conversations—money, health, identity, family, and the quiet worries we don’t put on paper. We lead with self‑compassion and privacy so you can choose what to share and at what pace. No judgment, no politics, no pressure. Our goal is simple: help you feel empowered and steady about the next few steps.
A gentle first step (Fit Call, 15–20 min): We listen. What’s working, what’s heavy, and where you want relief. If coaching is a fit, we’ll outline scope and confirm next steps.
What should we do after our fit call?
breakthrough 120 - first two sessions
Purpose Budget: Build a one‑page month that matches your income rhythm; set auto‑transfers for buffers. Unnecessary Expense Audit: Find and trim 2–3 recurring expenses; add a renegotiation script you can reuse. Light organization: Prompts for beneficiaries/renewals (education only; legal/tax handled separately). If abroad is on the table: a first‑month cost snapshot (housing/insurance/FX) and a consult‑ready question list for licensed pros.
What do LGBTQ people need to learn before retirement?
Money Map Sprint — 4 weeks Outcome
Quick traction this month—predictable cash‑flow, 2–3 unnecessary expenses trimmed, weekly caps that stick.
Includes: Money Map QuickStart • Weekly caps • 2 micro‑scripts • follow‑up notes.
Cadence: 1×60‑min kickoff + 3×45‑min check‑ins.
Pricing (typical): Hourly $175; most invest 3–5 hours ($525–$875).
Flat fee option (save up to ~10%): $789 (covers up to 5 hours; additional time $175/hr).
How can LGBTQ+ seniors learn more about financial basics?
Financial Foundations 90 — 90 days
Outcome: a funded buffer, steady weeks, and decisions that feel calm.
Includes: Rules of the Road (debt/asset/benefits) • Buffer plan with auto‑transfers • Weekly tracker (paper or simple sheet) • Quarter‑ahead preview.
Cadence: 1×75‑min start line + bi‑weekly 45‑min sessions (5 total) + light email touchpoints.
Pricing (typical): Hourly $175; most invest 6–10 hours ($1,050–$1,750).
Flat fee option (save up to ~10%): $1,575 (covers up to 10 hours; additional time $175/hr).
How do I learn more about aligning my money to purpose?
Momentum 90 — 90 days
Outcome: giving plans, part‑time pivots, or board/leadership roles.
Includes: Purpose projects plan • “wins to stories” work • gentle follow‑through cadence.
Cadence: 1×75‑min start line + bi‑weekly 45‑min sessions (5 total).
Pricing (typical): Hourly $175; most invest 8–12 hours ($1,400–$2,100).
Flat fee option (save up to ~10%): $1,890 (covers up to 12 hours; additional time $175/hr).
Considering a move abroad?
Pair Money Map Sprint with Expat Launch
Living Abroad 101 (see Services). We’ll pressure‑test first‑month costs and banking/FX routes before you leap.
Optional Add‑Ons
Important things to consider
- Legacy & Essentials Binder Setup — $475 (3 hrs) What we do: inventory accounts/bills, beneficiary prompts, contact list, document locations, “how to access” page. Deliverables: printable table of contents, checklists, family hand‑off guide. Boundary: legal documents/estate planning handled by your attorney (separate engagement).
- RMD Readiness & Income Flow (Questions Pack) — $315 (2 hrs) What we do: map RMD cash‑in/cash‑out on your monthly plan; build a prompt list for your planner/CPA (timing, withholding, Roth interactions). Deliverables: one‑page flow map + questions list. Boundary: no tax or investment advice; decisions with your advisor/CPA.
- Retirement Tax Changes — Awareness Coaching — $315 (2 hrs) What we do: surface common friction (IRMAA/Medicare surcharges, bracket creep, capital gains timing); create an “ask your CPA” sheet. Deliverables: personalized questions list + monthly line‑item adjustments.
- Medicaid Look‑Back Awareness (Elder‑Law Prep) — $315 (2 hrs) What we do: review spending/asset categories so you can speak clearly with an elder‑law attorney about 5‑year look‑back considerations. Deliverables: intake organizer + questions list. Boundary: legal strategy is attorney‑only.
- Beneficiary & Accounts Check‑Up — $240 (1.5 hrs) What we do: gather account list, prompt beneficiary updates, note renewal dates, set a semi‑annual check‑up reminder. Deliverables: simple “accounts & beneficiaries” sheet + reminder plan.
- Additional time: $175/hr. Credit note: Money Breakthrough 120 ($250) can be credited to any program within 14 days. Referral policy:
- Neutral referrals available; no referral compensation received.
Why work with a coach (not a planner or therapist)?
Why a coach for retirement? (not a planner or therapist)
Why a coach for retirement? (not a planner or therapist)
Why a coach for retirement? (not a planner or therapist)
Retirement is a new rhythm. We align Social Security, pensions, annuities, and RMD cash‑in/cash‑out with a simple, predictable month—without complex apps. Then we use a proven coaching approach: Core: Therapy heals the why. Planning optimizes the what. Coaching gets the how done. We turn confusion into two small moves this week, then track proof you can see—cash‑flow, buffer growth, and lower unnecessary spending.
Boundary
Why a coach for retirement? (not a planner or therapist)
Why a coach for retirement? (not a planner or therapist)
This is educational coaching—not legal, tax, immigration, or investment advice. If a topic needs a specialist, we’ll help you prepare questions and connect you with neutral referrals. If legal work is appropriate, it’s handled under a separate written engagement.
When a topic needs clinical, legal, tax, or investment expertise, we help you prepare questions and connect you with neutral referrals (no referral compensation).