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Welcome to Keep Asking How™ with Brad Biren. This website and its content are provided to inspire, educate, and inform visitors on topics related to resilience, leadership, and personal reinvention. Please read the following important disclosures carefully.
Funny you should ask! I am an attorney licensed in the states of Iowa and New Jersey. That means I have an ethical obligation to disclose important information to you and that I make everything as transparent upfront as possible. Integrity is my touchstone and I am passionate about protecting our important work together. Remember, feel free to email me with any questions at: brad@keepaskinghow.com
All materials on this website—including articles, videos, coaching materials, and speaking content—are for informational and educational purposes only. They are not intended as, and should not be interpreted as, professional legal, financial, medical, or therapeutic advice. Visitors should consult qualified professionals regarding their own circumstances before making personal or financial decisions.
Your use of this site, participation in coaching sessions, or attendance at workshops or events does not create an attorney–client or financial-adviser relationship between you and Brad Biren. No communication through this platform, email, or other digital means constitutes legal or financial advice. Any examples or case studies provided are illustrative only and not guarantees of future outcomes.
We respect your privacy and are committed to protecting your personal information. Keep Asking How™ collects only the data voluntarily provided by users (such as email sign-ups or booking forms) and uses it solely to improve your experience and deliver relevant content. We do not sell or rent user data. For details on cookies, analytics, and data storage, please see our Privacy Policy below.
Brad Biren offers resilience and reinvention coaching, not legal representation. Coaching services are forward-focused and educational in nature, helping clients develop strategies and structure for navigating change. If you require legal guidance, you should seek services from a licensed attorney within your jurisdiction under a formal engagement agreement.
Some content, including book recommendations, product links, or service references, may contain affiliate links. This means Keep Asking How™ may earn a small commission—at no additional cost to you—if you choose to make a purchase through those links. These affiliations help support the free educational resources offered here.
All affiliate relationships are disclosed in compliance with FTC regulations.
We take reasonable precautions to secure personal data collected through this site, including SSL encryption and secure third-party processors for payments and subscriptions. However, no digital system is entirely free from risk. By using this website, you acknowledge that you share data at your own discretion and risk.
For maximum protection, do not submit sensitive financial or legal information through general contact forms or comment sections.
All clients must agree to all terms listed on this page and all following terms before engaging in any services:
The information provided on this website, in workshops, books, or coaching sessions by Brad Biren, Esq. and Keep Asking How™ is for general educational and informational purposes only. Nothing here should be interpreted as legal, financial, or medical advice, nor does it create an attorney–client, coach–client, or other professional relationship.
Outcomes are not guaranteed. While every effort is made to share accurate, practical, and inspiring guidance, results depend on each individual’s unique circumstances, commitment, and actions. You are encouraged to consult qualified professionals before making decisions regarding legal, financial, or health-related matters.
By engaging with this site or related materials, you acknowledge that you do so voluntarily and that Brad Biren, Esq. and Keep Asking How™ are not responsible for any direct or indirect consequences arising from the use or misuse of the information provided.
Effective Date: 10/27/2025
Business Name: Keep Asking How™, DBA of Brad Biren
Contact: brad@keepaskinghow.com
Website: https://keepaskinghow.com
These Terms and Conditions (“Terms”) govern all purchases of coaching sessions, workshops, courses, programs, and speaking engagements (collectively, the “Services”) offered by Keep Asking How™ and Brad Biren (“Provider,” “we,” or “us”).
By purchasing or participating in any Service, you (“Client,” “you,” or “your”) agree to these Terms in full.
All Services are educational and informational in nature.
They are not legal, financial, medical, or therapeutic advice, nor do they create an attorney–client, financial advisor–client, or therapist–client relationship.
All materials, handouts, guides, videos, and content provided as part of any Service are owned by Keep Asking How™ and protected by copyright law.
Clients may use materials for personal educational purposes only and may not reproduce, resell, or distribute them without written consent.
To the fullest extent permitted by law, Keep Asking How™ and Brad Biren shall not be liable for any indirect, incidental, or consequential damages arising from participation in the Services.
Our total liability shall not exceed the amount paid for the specific Service.
All Client information is treated with respect and confidentiality in accordance with our Privacy Policy.
We will never sell or share your personal information.
These Terms shall be governed by and construed in accordance with the laws of the State of Iowa, without regard to conflict-of-law principles.
Any disputes shall first be addressed through good-faith negotiation. If unresolved, disputes shall be submitted to binding arbitration in Polk County, Iowa.
We may update these Terms from time to time. The most recent version will always be posted at https://keepaskinghow.com/terms.
Your continued use of our Services after any change constitutes your acceptance of the new Terms.
Questions about these Terms or any Service should be directed to:
Email: brad@keepaskinghow.com
Keep Asking How, LLC (“Coach,” “we,” “us,” “our”--this definition includes Brad Biren, Esq. in his capacity as owner, professionally, and personally)
Client (“you,” “your”)
Effective date: 10/31/2025 or once published
1.1 Educational Coaching. We provide coaching, education, and behavior design related to life transitions and values-first financial habits.
1.2 Not Professional Advice. Our services are not investment, brokerage, securities, tax, accounting, legal, medical, or mental-health advice or services. Nothing we provide should be relied upon as professional advice, recommendation, or solicitation.
1.3 No Advisor/Client or Attorney/Client Relationship. Engaging us does not create an investment-advisor/client, broker/dealer, attorney/client, accountant/client, therapist/client, or other licensed professional relationship. You agree you will obtain advice from your licensed professionals (e.g., CFP®, CPA, attorney, physician/therapist) before acting on financial, legal, tax, or health matters.
2.1 Sole Responsibility. You are solely responsible for your decisions and outcomes. You agree not to construe our materials, examples, or discussions as directives.
2.2 Accuracy of Information. You will provide information that is accurate to the best of your knowledge. You control what you choose to share.
2.3 Use of Ranges. To protect your privacy, we commonly work with ranges (not exact balances or account numbers).
2.4 Coordination With Your Professionals. With your written consent, we may coordinate with your existing CFP/CPA/attorney. You acknowledge they—not we—provide professional advice.
3.1 Minimal Data. We do not request or store bank logins, account numbers, tax returns, or statements. If you choose to share any documents, you are responsible for redacting sensitive data.
3.2 Email Caution. Email is not a secure channel. Do not email financial statements, account numbers, Social Security numbers, or other PII.
3.3 Storage & Retention. We keep minimal notes (typically first name/initials and high-level themes) in an encrypted repository. We avoid storing financial documents. Upon written request, we will delete our notes unless retention is required by law or to enforce this agreement.
3.4 Cyber Hygiene. You are responsible for your device security, passwords, multi-factor authentication, and network protections. We cannot control third-party systems (Zoom, email providers, cloud platforms) and are not liable for breaches beyond our reasonable control.
3.5 Fraud & Account Monitoring. You are responsible for fraud monitoring, freezing credit if desired, and promptly notifying your financial institutions of suspicious activity. We do not contact institutions on your behalf and are not an authorized user or agent on any account.
4.1 Recording. Sessions are not recorded by default. If either party requests to record, both parties must consent in writing.
4.2 Wellbeing & Safety. Coaching is not therapy. If acute emotional distress or safety concerns arise, we may pause services and recommend appropriate clinical or emergency resources.
4.3 Group or Partner Sessions. If a partner or family member attends, you are responsible for ensuring their consent to these Terms and to the sharing of information discussed.
5.1 Coach Materials. All worksheets, frameworks, dashboards, guides, and content provided remain our intellectual property. We grant you a non-exclusive, non-transferable license for your personal use only. You may not distribute, resell, or create derivative works without our written permission.
5.2 Client Materials. You retain ownership of materials you create; you grant us a limited license to review or reference them solely for coaching.
6.1 Fees & Payment. Fees are due as stated at purchase/booking. Unpaid balances may pause services.
6.2 Rescheduling & No-Shows. See your booking confirmation for rescheduling windows. No-shows may forfeit the session.
6.3 Refunds. Our Refund & Return Policy (incorporated by reference) governs cancellations, credits, pro-rata refunds, and satisfaction review windows.
7.1 No Guarantees. We do not guarantee outcomes, results, performance, or financial returns.
7.2 Testimonials. Client testimonials represent individual experiences and are not guarantees. With your explicit written permission, we may use anonymized comments for marketing.
8.1 Educational References. We may reference third-party books, tools, or websites for education. These are not endorsements.
8.2 No Control. We are not responsible for availability, accuracy, or security practices of third-party sites or services.
9.1 No Commissions on Financial Products. We do not sell investment products or receive commissions.
9.2 Affiliate Disclosure (if applicable). If affiliate links are used (e.g., books/tools), we disclose that clearly. You are not obligated to purchase via those links.
10.1 Health. Content related to wellness is educational and not medical advice.
10.2 Legal & Tax. Even though the Coach holds advanced education (e.g., LL.M. in Tax), services here are not tax or legal advice, and no attorney-client relationship is formed.
11.1 Mutual Respect. We treat session content as confidential except when disclosure is required by law (e.g., court order, risk of harm) or necessary to enforce this agreement.
11.2 Limits. Electronic communications carry inherent risk; see Section 3 for cyber precautions.
12.1 As-Is. Services and materials are provided “as is” and “as available,” without warranties of any kind, express or implied.
12.2 Limitation of Liability. To the fullest extent permitted by law, our total liability for any claim arising from or related to this agreement or services shall not exceed the total fees paid by you to us in the three (3) months preceding the event giving rise to the claim.
12.3 No Indirect Damages. We shall not be liable for indirect, incidental, consequential, special, exemplary, or punitive damages.
12.4 Indemnity. You agree to indemnify and hold us harmless from claims, losses, liabilities, damages, and expenses (including reasonable attorneys’ fees) arising out of your breach of these Terms, misuse of services, or violation of law.
13.1 Good-Faith Resolution. The parties will first attempt to resolve disputes informally through good-faith discussion within 30 days of written notice.
13.2 ADR. If unresolved, disputes shall be submitted to mediation and, if necessary, binding arbitration, in accordance with recognized ADR standards under the laws of the State of Iowa, in Polk County, Iowa.
13.3 Governing Law. These Terms are governed by the laws of the State of Iowa, without regard to its conflict-of-laws principles.
We are not liable for delays or failure to perform due to events beyond our reasonable control (e.g., illness, outages, natural disasters, governmental actions). Affected sessions will be rescheduled in good faith.
We may update services or these Terms from time to time. Material changes will be communicated in writing and apply prospectively.
You may not assign or transfer your rights or obligations under these Terms without our prior written consent.
If any provision is held invalid or unenforceable, the remaining provisions remain in effect. These Terms (plus any incorporated policies and your booking confirmation) constitute the entire agreement and supersede prior understandings.
Effective Date: 10/31/2025 or at publication
This policy ensures fairness, transparency, and mutual respect between Keep Asking How, LLC (“the Coach”) and all clients. Our programs are based on professional coaching and educational services, not financial product sales. Because these sessions require preparation, scheduling, and intellectual labor, we balance flexibility for the client with protection of our professional time.
Refunds or credits may be issued under the following conditions:
We stand behind our programs and commit to professional integrity.
Please scroll down to read the Update that explains the Satisfaction Guarantee with more detail.
Each client may reschedule a session once per cycle with 24 hours’ notice at no penalty.
Repeated reschedules or last-minute cancellations (<24 hours) forfeit the session fee.
Failure to attend a scheduled session without notice constitutes a no-show and forfeits that session’s fee.
Repeated no-shows may result in program termination without refund.
Any dispute, claim, or disagreement arising from this agreement or services shall first be addressed through good faith negotiation between both parties.
If not resolved, the matter will proceed to Alternative Dispute Resolution (ADR) in accordance with the laws and ADR standards of the State of Iowa.
The venue for mediation or arbitration shall be Polk County, Iowa, and each party shall bear its own costs unless otherwise agreed.
Neither party shall be held liable for delays or non-performance caused by circumstances beyond reasonable control, including illness, emergencies, or events of nature. Sessions impacted by such events will be rescheduled in good faith.
This policy may be updated periodically to reflect evolving standards or Iowa state law. Clients will be notified of material changes in writing.
Refund, Guarantee & Client Agreement Addendum
Policy Update: Mechanics of Satisfaction Guarantee
Keep Asking How, LLC (“Coach”)
Client (“Client”)
Effective Date: 10/31/2025 or upon publication
This addendum supplements the Terms & Conditions. It clarifies refund mechanics, defines reasonable standards for satisfaction guarantees, and establishes legal protections consistent with the laws of the State of Iowa.
To maintain fairness and accountability, refunds or satisfaction claims are available only when the following minimum participation standards are met:
Failure to meet attendance or participation standards voids any eligibility for refund or guarantee consideration.
The Coach guarantees professional preparation, presence, and delivery of educational materials as described in the service outline.
Client satisfaction is measured against completion of agreed-upon milestones:
If all milestones and attendance requirements are met and the Client can demonstrate in writing that (a) the services materially failed to align with the published program description and (b) reasonable efforts were made to communicate concerns during the process, the Coach may issue a partial refund of up to 50% for unused sessions or provide equivalent future credit.
Refund requests must be made in writing within 10 calendar days of the final session.
If unforeseen circumstances (illness, relocation, or family emergency) prevent completion, unused sessions may be credited for up to six (6) months from withdrawal date, subject to availability. Credits are non-transferable.
Client acknowledges that coaching is educational and behavioral in nature and releases the Coach and Keep Asking How, LLC from all civil, equitable, and administrative claims arising from participation, including but not limited to:
This release applies to all potential causes of action under Iowa civil law and is intended to meet the specificity standards for enforceable waivers under Iowa Code § 554D and common-law contract interpretation.
Client affirms understanding that they retain the right to pursue remedies for intentional misconduct or violations of law, which are not waived.
Client agrees not to make statements, written or verbal, that disparage or defame the Coach or Keep Asking How, LLC, including on social media, public forums, or professional networks.
This does not restrict good-faith internal reviews or communications required by law.
Both parties agree to maintain confidentiality regarding session content, proprietary materials, and pricing structures unless disclosure is required by law.
Client agrees that educational frameworks, worksheets, or tools provided are confidential intellectual property of Keep Asking How, LLC and may not be shared, duplicated, or distributed without prior written consent.
Coach agrees to maintain confidentiality of all personal client disclosures except as required by law.
Any dispute or claim arising under this policy shall first be resolved through good-faith negotiation, then mediation and/or arbitration under recognized ADR standards in Polk County, Iowa.
The governing law shall be the laws of the State of Iowa, without regard to conflict-of-law principles.
This Addendum, together with the Terms & Conditions and Refund Policy, constitutes the complete understanding between the parties. Any modification must be in writing and signed by both parties.
Effective Date: October 2025
Business Name: Keep Asking How™ (DBA of Brad Biren) (“Coach,” “we,” “us,” “our”--this definition includes Brad Biren, Esq. in his capacity as owner, professionally, and personally)
Owner: Brad Biren
Contact: brad@keepaskinghow.com
At Keep Asking How™, we value your trust and are committed to protecting your privacy. This Privacy Policy explains what personal information we collect, how we use it, and your rights under applicable U.S. privacy laws.
This policy applies to all data collected through our website (keepaskinghow.com), email communications, online scheduling (HubSpot), downloads, and any related services or events.
By using our site, you agree to the terms of this Privacy Policy.
We use your data to:
We do not sell or rent your personal information.
For users in jurisdictions that require it, we rely on the following legal bases:
We use cookies and similar tools to:
You can manage or disable cookies through your browser settings.
We retain personal data only as long as necessary to fulfill its purpose:
We share limited information only as needed:
All third parties are required to handle your information with the same level of protection we uphold.
We maintain reasonable administrative, technical, and physical safeguards to protect your data from unauthorized access, disclosure, or misuse.
This includes SSL encryption, secure hosting, and use of reputable third-party processors.
However, no online system is completely secure. You share data at your own discretion and should avoid sending sensitive legal or financial information via unencrypted email.
Depending on your state of residence, you may have the right to:
To exercise these rights, email privacy@keepaskinghow.com or brad@keepaskinghow.com.
We will verify and respond within 30–45 days as required by law.
Our content is intended for adults and general audiences. We do not knowingly collect data from anyone under 16 years of age. If you believe we have inadvertently received such information, contact us immediately for deletion.
Our website may include links to other websites, including affiliate partners. We are not responsible for the privacy or data practices of those external sites. Please review their individual privacy policies before submitting personal data.
We may update this Privacy Policy periodically. Updates will appear on this page with a new effective date. Continued use of the website after changes are posted constitutes acceptance of the revised policy.
If you have questions, concerns, or requests regarding this Privacy Policy or your data, please contact:
Brad Biren
Owner, Keep Asking How™
📧 brad@keepaskinghow.com
🌐 https://keepaskinghow.com